The weather is warming up, which means it's time to break out your watercraft! Before you hit the open water, make sure you have reliable watercraft insurance. That way, if anything happens while you're enjoying a day on the lake or river, you're covered. Watercraft insurance provides peace of mind and several other benefits that we'll discuss in this blog post. MD Marine is here to provide you with the best coverage possible so that you can relax and enjoy your time on the water worry-free.
Vermin Coverage
One benefit of watercraft insurance is vermin coverage. If you're unfortunate enough to have a raccoon or other critter invade your watercraft, causing damage, your policy will help cover the costs.
Agreed Value
A second benefit to take into consideration is the agreed value. As a result, if anything happens to your watercraft and it's deemed a total loss, you'll receive the full payout as agreed upon in your policy contract, no muss, no fuss, just reimbursement without going through extensive claims process.
Theft Coverage
Theft protection is another important feature of watercraft insurance. If your watercraft is ever stolen, you'll be compensated for its value. It can help you get back on the water quickly and without a lot of financial stress.
When you choose MD Marine for your insurance, theft is covered with no locks required as we don't look at the fine print; we just want to stand behind you so you can get back on the water. Personal Effects Coverage Many policies also offer personal effects coverage. In the event of loss or damage, the value of your belongings will be reimbursed. The items can include fishing poles, coolers, or even clothes.
Emergency Towing
One significant benefit to watercraft insurance is emergency towing coverage. If you're ever stranded on the water, your policy will help cover the costs of getting towed back to shore. This can be a lifesaver if you find yourself in this challenging situation.
Pet Coverage
Pet coverage can be extremely helpful to have if your furry friend happens to fall overboard or harms themselves; watercraft insurance will cover your pets because they are family.
Liability Coverage
When you have watercraft insurance, you'll also receive liability coverage. Your watercraft's liability can go up quickly if someone is injured while on or near the watercraft. Having watercraft insurance will protect your finances in this situation so that you don't have to worry about paying out of pocket for any injuries sustained while using your watercraft as long as they're not caused by negligence or reckless behaviour on your part.
The MD Marine Advantage
It isn't always possible to get all these benefits, but with MD Marine, you get all these benefits plus one more. MD Marine offers Dock Links Membership, a discount program where you can get remarkable offers across Canada. Then you can spend the day out on the water and enjoy a nice meal with your other half or take the family to mini-golf at a discount.
Get a quote on watercraft insurance from MD Marine today and take advantage of all these incredible benefits!