Your Boat Deserves Better Than Basic Insurance
Boating season is here, and there’s nothing better than hitting the open water with your friends, family—or even just your thoughts. But whether you’re navigating lakes, rivers, or coastal bays, the one thing that should always come along is comprehensive boat insurance. Not just any insurance—the kind that’s made for boaters, by boating experts.
At MD Marine Insurance, we believe peace of mind should be part of your gear. From emergency towing to vermin coverage and everything in between, our tailored policies are built around the real risks boaters face. Here’s why more Canadian boaters are choosing MD Marine—and why you should, too.
What Is Boat Insurance and Why Do You Need It?
Boat insurance protects your watercraft from a range of risks, including accidents, theft, storm damage, liability claims, and unexpected mishaps like critters chewing through wiring while your boat is in storage. Without the right protection, you could face costly repairs—or even lawsuits—after just one bad day on the water.
Unlike generic home and auto policies, MD Marine’s coverage is tailored for marine environments, giving you more relevant protection and fewer hoops to jump through when you need help fast.
Why MD Marine Stands Out
- Exclusive Focus on Boaters We don’t insure homes. We don’t insure cars. We only insure boats. That laser focus means you’re working with professionals who understand your lifestyle and the risks you actually face out on the water.
- Custom Policies for Every Vessel From fishing boats and pontoons to luxury yachts and personal watercraft, MD Marine creates flexible, customizable policies to fit your boat and boating habits.
- Premium Perks: Dock Links Membership Every MD Marine policy comes with a free Dock Links membership, a national discount program that gives you exclusive deals at marinas, restaurants, repair shops, and marine retailers across Canada. Save money while enjoying more of what you love.
What You Get with MD Marine Boat Insurance
Here’s a breakdown of our most valuable coverages—many of which are often excluded or limited in other policies:
- Emergency Towing If your engine dies or you’re stranded on the water, we’ll tow you to the nearest marina. We also cover fuel delivery and emergency labor—because help should be a call away, not a bill you fear.
- Agreed Value Coverage In the event of a total loss, you’ll receive the full insured value of your boat—no depreciation until age 15. This means you know exactly what to expect, even during the worst-case scenario.
- Theft Protection—No Locks Required Forget the fine print. If your boat or gear is stolen, you’re covered—even without extra security devices. We believe in standing behind you, not pointing fingers.
- Personal Effects Coverage Protect your fishing gear, electronics, safety equipment, and other personal items on board. We include this secondary but valuable coverage in your plan.
- Vermin Coverage Raccoons, squirrels, or other critters can do serious damage to upholstery, wiring, and interiors. We cover these risks so you don’t pay the price for nature’s mischief.
- Pet Coverage If your dog or cat is injured while onboard, we’ll help cover the cost. Because your four-legged crew members matter, too.
- Comprehensive Liability Accidents happen, and liability costs can add up quickly. MD Marine offers broad liability coverage to protect you if someone is injured or another boat is damaged while you’re on the water.
- Exceptional Claims Support Should something go wrong, our claims team is fast, fair, and fluent in boating. We make the process as smooth as a calm summer lake.
Boating Should Be About Freedom—Not Worry
From day trips to extended cruises, your time on the water should bring nothing but joy. MD Marine Insurance makes sure that even if something goes wrong, your finances—and your peace of mind—stay secure.
Get your free, no-obligation quote today by calling 1-877-627-4633 or visiting our online quote form. Let MD Marine Insurance handle the risk, so you can focus on the fun.
