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Agreed Value
Agreed Value Coverage – Should you experience a total loss of your boat you are covered for the full value of your policy with zero depreciation until your boat reaches 15 years of age.

Vermin Damage
Ever seen what a family of raccoons will do to a boats interior? Home and cottage policies simply don’t cover this damage (the cost of a raccoon feast on a typical boat interior is more than $5,000 – ouch!!). Every single MD Marine policy includes this coverage.

24/7 Superior Claims Service
Our team of claims specialists are boat insurance professionals and focus on boat insurance. We take great pride in knowing we help to get our clients are back on the water 75% faster than a home and cottage claim. That works out to be typically 10 more boating days per season for you. Who doesn’t love that?! Home and cottage insurers just simply don’t understand our short boating season.

Theft – No Locks Required
In the event of theft we won’t pull out any fine print about locks – we will simply stand behind you and get you back on the water, quickly. If you put your boat on your home or cottage policy – make sure you go shopping for padlocks!

Additional Expenses
MD Marine Insurance will pay the reasonable costs incurred should your vessel be disabled as a result of a claim, up to $1,500. Reasonable costs include:

• Rental boat during the time your vessel is being replaced or repaired;
• Rental car or reasonable accommodation expenses if you are laid up;
• Any additional living expenses incurred while your vessel is being replaced or repaired.

Pet Coverage
Pets are family and at MD Marine we understand that. That is why we offer coverage for your furry friend.

$3 Million Liability
Our standard liability limit is $3,000,000.00. This limit is available for all watercraft types.

Personal Effects
Covers any wearing apparel, sports equipment, and personal items brought on board the boat. This is secondary to your homeowners policy but the benefit is there should you require additional coverage.

Emergency Towing
If your vessel is disabled for any reason there is coverage up to $5,000 for the cost of being towed to the nearest repair facility, having fuel delivered to you or the cost of emergency labor performed at the site of disablement.

Marine Assist
The Aviva Marine Assistance Program is automatically added to your platinum policy so you can benefit from:

• Emergency boat towing referral services
• Marine navigation and trip planning information services
• Health and legal assistance services
• Concierge boating services

Accident benefits
Up to $200,000 per occurrence for the Named Insured and their immediate family

Payment Options
We have several options available to our customers. Cheque, Money Order, Online Banking, Visa, MasterCard, 3 and 4 installment options as well as monthly payment plan available with a 3% surcharge.

NEW – Dock Links Membership
Dock Links is a discount program included with every MD Marine policy ($50 value annually). Dock Links offers you savings at over 3000 participating locations including local marinas, retail businesses and restaurants. Every time you’re out on the water, you save!