Ski Boat Insurance for Wakeboarders, Skiers and Wakesurfers
Built for towing. Insured the same way.
A ski boat is built around one job: putting the right wake or the right pull behind it. That means a direct-drive or inboard engine, a ballast system and a tower rigged for tow ropes and boards. Most home and auto policies won't touch wakesurfing at all. Standard boat coverage tends to miss the rest of it too. We don't.
Get an Instant QuoteWhat's Covered
Ski boat insurance from MD Marine covers your inboard engine, ballast system and tow equipment, along with the hull and tower.
- Direct-drive and inboard engines built for consistent towing power
- Ballast systems and tanks that shape your wake for skiing, wakeboarding or wakesurfing
- Wakesurfing coverage that most home and auto insurers exclude outright
- Tow ropes, handles and board racks
- Towers and speakers mounted for skiing and wakeboarding
Why Ski Boat Owners Choose MD Marine
We've insured Canadian boaters for over 20 years, and we now cover more than 25,000 of them.
- Brokers across nine provinces, including Ontario, Quebec and Alberta, who know towed watersports, not just boats
- The first company in Canada to offer instant quotes, and still the only one
- Boat Insurance Made Easy, from your first quote to your next claim
Common Questions
Does my policy cover wakesurfing?
Yes. Wakesurfing puts unique stress on your ballast system and hull, and most home and auto policies exclude it outright. We build it into ski boat coverage from the start, not as an afterthought.
Is my tow tower covered against damage?
Yes. Your tower, speakers and mounted gear are part of the policy, not a separate add-on.
Quote and Manage Your Policy From the Boat
Skip the phone tag.
- Get a real price in minutes
- Pull up your documents from your phone, dock-side or on the water