Speedboat traveling across open lake

Runabout Insurance for the Boat You Actually Use

Simple, reliable coverage for the boat you take out the most.

Runabout, bowrider, whatever you call it, this is the boat that gets used. A quick run after work. A weekend on the lake. A last-minute trip out to the sandbar. It doesn't need complicated coverage. It needs coverage that works as hard as you play.

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What's Covered on Your Runabout

Runabout insurance from MD Marine covers your engine, your navigation electronics and the everyday use that comes with a boat this versatile.

Here's what that looks like on the water:

  • Motors built to start, run and keep running, trip after trip
  • Navigation electronics you count on after dark and in the chop
  • Coverage that fits whether you're fishing at dawn, cruising at dusk or just out for a ride
Your boat gets used hard and often. Your policy should be built for that.

Why Boaters Choose MD Marine

We do boat insurance. Only boat insurance. For over 20 years we've worked with boaters in nine provinces, including Ontario, Quebec and Alberta, and we know what a season looks like from the dock.

  • An instant quote, without the back-and-forth
  • Specialists who know boats
  • Your policy at your fingertips in the Client Centre

Before You Head Out

A few minutes at the dock can save you a long day on the water.

  1. Check your fuel system. Look over the lines, sniff for fuel and make sure you have enough to get out and back.
  2. Test your navigation lights. If there's any chance you'll be out past sunset, check them before you leave the dock.
  3. Confirm your policy is current. It's an easy thing to let slide, and a bad thing to find out about on the water.

Common Runabout Questions

Is my runabout covered for local day trips?
Yes. Day trips are what these policies are built for. Evening runs, lake days, a quick spin before dinner.

Do you cover bowriders too?
Yes. A bowrider is a runabout with open bow seating, and it falls under the same policy.

Can I get a quote online?
Yes. Answer a few questions and you'll have an accurate number in minutes. No phone tag.

Do you cover boaters outside Ontario?
Yes. We insure boaters across Canada, in nine provinces, including Ontario, Quebec and Alberta.

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