Speedboat traveling across open lake

High Performance Boat Insurance for Go-Fast Boats

Built to run wide open. Insured the same way.

A high performance boat isn't measured in comfort. It's measured in top speed, and the engine package, hull and rigging that get you there cost real money. Standard boat policies balk at multi-engine setups, stepped hulls and speeds most underwriters have never priced. We don't.

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What's Covered

High performance boat insurance from MD Marine covers your engine package, hull and the performance and safety systems built for speed.

  • Multi-engine outboard and inboard packages, insured as a full system
  • Stepped, catamaran and other performance hull designs
  • Custom rigging, hydraulic steering and trim systems built for high-speed handling
  • Safety gear specific to go-fast boating: kill switches, harnesses and impact seating
If it's built to go fast, we want to hear about it.

Why High Performance Owners Choose MD Marine

We've insured Canadian boaters for over 20 years, and speed has never scared us off a policy.

  • Brokers who understand what a boat like this is actually worth, not just what a standard depreciation chart says
  • The first company in Canada to offer instant quotes, and still the only one
  • Boat Insurance Made Easy, even for boats that don't do anything the easy way

Before You Open It Up

Do the checks before the throttle goes down.

  1. Confirm your engine hours and any recent rigging work are on file. It speeds up claims later.
  2. Check your kill switch and safety harnesses before every run, not just at the start of the season.
  3. Review your coverage each season. A boat like this can change in value faster than a standard runabout.

Common Questions

Do you insure multi-engine setups?
Yes. Twin, triple or quad outboard packages are common on these boats, and we cover them as a full system, not engine by engine.

Do you cover boats used in poker runs or time trials?
Yes. As long as you're not receiving payment for participating, poker runs and time trials are covered.

Can I manage my policy from my phone?
Yes. Log into the Client Centre anytime to pull up your documents, dock-side or on the water.

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