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PWC Insurance: Everything You Need to Know

Posted in Benefits of Marine Insurance, Boating Accessories, Important Information, PWC on May 31, 2022.

If you're looking for the perfect summer activity, look no further than PWCs! Riding a PWC is a great way to enjoy the sun and the water. However, before you hit the open seas, make sure you have sea doo insurance. This guide will tell you everything you need to know about PWC insurance, including what's covered and tips on finding the best policy for you.

What is a PWC?

A pwc is a small, personal watercraft that is powered by a jet engine. They are designed for one or two people and can reach speeds of up to 60 miles per hour. PWC's are popular for their maneuverability and versatility - they can be used for recreation, transportation, and even racing.

What is Sea Doo Insurance

Sea Doo insurance is a type of watercraft insurance that specifically covers Sea Doos. This coverage can help protect you financially if your Sea Doo is damaged or stolen, and it can also help cover the cost of any medical bills if you are injured while operating your Sea Doo.

Why Do You Need PWC Insurance?

Just like any other vehicle, PWCs are susceptible to damage and accidents. It's an investment owning a PWC, and you want to make sure you are doing everything you can to protect that investment.

Here are the top three reasons you need PWC insurance:

  • PWC Damage:One of the most common claims made on PWC insurance policies is for damage to the watercraft. This can include everything from collision damage to weather damage.

  • Injuries: PWCs are fast and powerful, which means accidents can happen quickly. If you or a passenger is injured while riding your PWC, PWC insurance will help cover medical expenses.

  • PWC Replacements: If your PWC is totalled in an accident or stolen, PWC insurance will help cover the cost of
    replacing it.

What are the Benefits and Coverages?

Every PWC insurance policy is different, but there are the coverages and benefits you would receive when choosing MD Marine Insurance.

  • Liability Coverage: This is the most important coverage you can have on your PWC insurance policy. Liability coverage will protect you financially if you are found at fault in an accident that injures another person or damages their property.

  • Theft Coverage:If your PWC is stolen, PWC insurance will help cover the cost of replacing it.

  • Emergency Towing: If your PWC breaks down or you are in an accident, PWC insurance will help cover the cost of emergency towing.

  • Personal Effects: If you have personal belongings on your PWC that are lost or stolen, PWC insurance will help cover the cost of replacing them.

  • Vermin Coverage: If your PWC is damaged by animals, PWC insurance will help cover the cost of repairs.

  • Agreed Value: With MD Marine Insurance, you can choose to insure your PWC for its Agreed Value. This means that you will receive the full amount of coverage regardless of depreciation in the event of a total loss.

  • Peace of Mind: Last but not least, having Sea Doo insurance provides peace of mind. Knowing that you and your vessel are protected financially can help you relax and enjoy your time on the water. So, if you are a Sea Doo owner, be sure to get insured. It is an investment that is well worth it.

How Much Does PWC Insurance Cost?

There is no one-size-fits-all answer to this question as PWC insurance rates will vary depending on a number of factors, including the type of PWC you have, where you live, and your driving history. However, we can give you an idea of what you can expect to pay for PWC insurance with MD Marine Insurance.

Before you take your PWC out for a spin this summer, make sure you have the proper insurance in place. MD Marine offers comprehensive policies that will protect you and your ride while you're out on the open water. Contact us today to learn more about our policies and get a quote!