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3 Reasons Why Watercraft Insurance is the Best Co-Captain You’ll Ever Have

Posted in Benefits of Marine Insurance on Nov 05, 2020.

There’s something truly special about watching the sunrise over the waves or enjoying a peaceful afternoon of fishing. Taking time on the water for yourself is a wonderful experience, but being out alone means you need to be prepared for any challenges that might come up. That’s where watercraft insurance with MD Marine Insurance comes in—it’s like having a reliable co-captain by your side, without interfering with your day.

Let’s take a look at why having watercraft insurance is a smart choice, no matter what type of craft you’re using, and how it can help you handle various on-the-water situations.

Protection from Other Boats Even if you’re following all the safety guidelines—maintaining proper speed, keeping a safe distance, and using the right gear—a collision with another boat can still happen. If the other boat isn’t insured, you could face significant repair costs, which can be quite high.

With watercraft insurance from MD Marine Insurance, you’ll be covered for repairs or replacement if a collision occurs. Plus, we also provide coverage for personal items on your boat that might be damaged.

Protection from Onboard Injuries Collisions can sometimes lead to more than just cosmetic damage; they can cause injuries, too. If you’re found responsible for the collision and don’t have adequate insurance, you might end up covering the medical costs for those injured.

MD Marine Insurance offers a standard liability limit of $3,000,000.00, protecting you whether you’re on a Personal Watercraft or a fishing boat. We cover all types of watercraft to ensure you’re protected no matter what.

Protection from Theft It’s frustrating to think about the fine print in most insurance policies, especially when dealing with theft. If your boat or personal items are stolen, you want to know you’re covered.

With MD Marine, you don’t need to worry about those details. If your boat is stolen, we’re here to help you get back on the water as soon as possible. Our goal is to ensure that one unfortunate event doesn’t ruin your entire year.

Watercraft Insurance with MD Marine For reliable watercraft insurance, MD Marine Insurance has you covered. In addition to the basics, we offer emergency towing, vermin coverage, fuel delivery, and coverage for loss of use (excluding PWCs). Whatever happens, MD Marine Insurance is here to help make sure your day ends on a positive note.

To learn more about our boat and watercraft insurance, call us at (877) 627-4633 or get a free, no-obligation insurance quote online.