Your time on the water should bring relaxation, fun, and adventure—whether you're on a speedboat, jet skis, a fishing boat, or another type of watercraft. But without proper boating insurance, unexpected situations could leave you dealing with financial strain, expensive repairs, or even legal issues.
At MD Marine Insurance, we make it easy to protect your boat and your peace of mind with customized boat coverage. Wondering why we’re the right choice for your boating insurance needs? Let's look at what boating insurance is, why you should choose MD Marine, and the benefits we offer to boaters like you.
What is Boating Insurance and Why Do You Need It? Boating insurance is designed to protect you and your vessel from unexpected costs due to accidents, damages, or theft. When you’re enjoying your time on the water, the last thing you want to worry about is how you’ll cover the costs of unforeseen issues like damage from an accident or problems caused by wildlife while your boat’s in storage.
Without insurance, these kinds of risks could leave you paying out of pocket for expensive repairs or liability-related claims. A good policy helps safeguard your investment, so you can focus on enjoying your time on the water worry-free. Many boaters may not realize how important this coverage is—or how to find the right policy that fits their specific needs. That’s where MD Marine Insurance steps in, offering custom policies to take the stress out of protecting your watercraft.
Why Choose MD Marine Insurance? When it comes to selecting a provider, MD Marine Insurance stands out because we specialize in boating-related coverage. Our team understands the unique challenges boaters face and creates tailored policies to meet individual needs.
Customized Plans for Every Boating Lifestyle Whether you're an avid sailor, a leisurely cruiser, or a fishing enthusiast, MD Marine offers flexible options designed to match your requirements. Covering everything from small boats to luxurious yachts and sailboats, we provide comprehensive options for every type of watercraft enthusiast.
Experts in Boating Insurance At MD Marine, we focus exclusively on boat insurance. This means our expertise is second to none when it comes to understanding the needs of boaters. Unlike companies that handle multiple types of insurance, we dedicate all our knowledge and resources to providing the best coverage for watercraft owners.
More Than Just Insurance We go beyond providing standard policies by offering additional benefits that set us apart. One of the standout perks we provide is an exclusive membership to Dock Links—a program designed to enhance your boating experience.
What is Dock Links? Dock Links is an exclusive discount program included for free with every MD Marine Insurance policy. Members enjoy valuable savings and deals at participating marinas, restaurants, and other businesses across Ontario and even throughout Canada. From discounted docking fees to savings at your favorite waterside dining spots, Dock Links gives you more for your money while enhancing your boating lifestyle. This unique offering isn’t just about cost savings—it’s about adding convenience and value to your overall experience. It’s yet another reason MD Marine Insurance is the preferred choice for boaters across the country.
Benefits and Unique Boat Coverages with an MD Marine Insurance Policy An MD Marine Insurance policy is more than just basic boat coverage—it’s specialized protection designed to address the specific risks and needs of watercraft owners. Unlike standard Home & Auto Policies, our plans provide unique coverages crafted with boaters in mind. Here’s what sets MD Marine Insurance apart:
Vermin Coverage: Protect your boat from damage caused by pesky critters while it’s stored or docked. This is a unique feature not included in most standard policies.
Theft – No Locks Required: Have peace of mind knowing your boat is protected against theft, even if it isn’t locked.
Agreed Value: Ensure you get the full insured value of your watercraft in the event of a total loss, without depreciation deducting from your payout.
Personal Effects Coverage: Protect your personal belongings, such as fishing gear, life vests, or water sports equipment, while they’re on your boat.
Emergency Towing: If you're stranded, we’ve got you covered with emergency towing services to get you back safely.
Exceptional Claims Handling: Receive fast, reliable support from a team of experts who know boats and understand your concerns.
Pet Coverage: If your furry friend is along for the ride, they’re covered too! Our policy extends to pets injured during a boating mishap.
Liability Protection: Get comprehensive liability coverage to handle unexpected events, such as damages or injuries to others while you’re boating.
Included Dock Links Membership: Every policy comes with free membership to Dock Links, offering exclusive discounts at marinas, restaurants, and more across Ontario and Canada. With these tailored benefits and specialized boat coverages, MD Marine Insurance provides the confidence and security you need for a stress-free boating experience.
Get a Quote and Protect Your Watercraft Today Your next boating adventure shouldn’t come with worries about financial risks or liabilities. With MD Marine Insurance, you can focus on what really matters—making memories on the water.
Call us today at 877-627-4633, or use our online quote form to find the perfect policy for your watercraft. With MD Marine Insurance by your side, enjoying your time on the water has never been easier.
